Tips on How to Save Money (According to the thrifty me! =))

"You can achieve more than this!"

      People nowadays spend too much money for something that wouldn't really last. While some were having a hard time thinking of ways on how they can save money. With these, I listed some tips which I thought would at least help you to save money. These are the following:

1. Know exactly your money. How much money do you have in your pocket right now? Count it and calculate the scope of your money. Is it just for a day, for a week, or for a month? If you’re working, when is your next payday? You have to know these things for you to manage your money well.
2. Know your expenses. Yes, you have to know your expenses for you to save money. Listing down your expenses within the scope of your money will surely help you in the saving process. Include in your list the prices of the things you will buy (focus on your needs). The list will the basis of how money you should spend for the day, week or months.
3. Be wise on your expenses. Prioritize your needs rather than your wants. Don’t spend too much money for something that you will not use. If possible, go on for sales of the things you will buy for affordable yet still good quality and quantity. If you're going to buy something, for example in a grocery, it is better to go on packs and bigger products than not because "tingi-tingi" is much expensive that just buying the whole of it. If you're a student or working, have a packed lunch so that it will lessen your expenses for the day.
4. Have a coin bank. Sounds traditional right? But having a coin bank is still effective especially if you have a discipline. You'll never know what a single coin can reach. You can also have a separate wallet which you can put your excess money for the day.
5. Have a purpose. Ask yourself the purpose why are you planning to save money. Is it really worthy to save money for that? Think of it.
6. Control yourself. Self-discipline is indeed an important factor here. Control yourself from those expensive desires. 

        I hope these tips help you. These are just based on my ways of saving my money. There are still more ways you can do. Saving money doesn't mean you should be frugal. Remember that money isn't everything that matters. Happy saving! ☺

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